Okay. So the magic word is fearless. Okay. Can you use AI with high confidence or are you afraid of it? And when you can use AI fearless, you are part of the winning group. 

And with fearless AI, one of the key things is that you have to be acting. I cannot get excited anymore about an AI explaining anything. I cannot get excited about recommending, even though it's nice. 

what is important is you have to be able to act. Because at the end of the day, you need to automate.